:root{--holdon-primary-teal:#4fd1c5;--holdon-primary-teal-light:#81e6d9;--holdon-primary-teal-dark:#38b2ac;--holdon-primary-teal-darker:#2c7a7b;--holdon-gold:#d4af37;--holdon-gold-light:#e5c158;--holdon-gold-dark:#b8941f;--holdon-gold-darker:#9a7b19;--holdon-bg-dark:#1a1a1a;--holdon-bg-darker:#0f0f0f;--holdon-bg-black:#000;--holdon-bg-charcoal:#2d3748;--holdon-bg-navy:#1a202c;--holdon-bg-light:#fff;--holdon-bg-gray-light:#f7fafc;--holdon-bg-gray:#edf2f7;--holdon-text-light:#fff;--holdon-text-gray-light:#e2e8f0;--holdon-text-gray:#a0aec0;--holdon-text-dark:#2d3748;--holdon-text-darker:#1a202c;--holdon-font-family:"Arial, Helvetica, sans-serif";--holdon-font-size-base:10px;--holdon-line-height-base:1.5;--holdon-line-height-tall:1.75;--holdon-spacing-xs:0.25rem;--holdon-spacing-sm:0.5rem;--holdon-spacing-md:1rem;--holdon-spacing-lg:1.5rem;--holdon-spacing-xl:2rem;--holdon-spacing-2xl:3rem;--holdon-spacing-3xl:4rem;--holdon-radius-sm:0.25rem;--holdon-radius-md:0.5rem;--holdon-radius-lg:0.75rem;--holdon-radius-xl:1rem;--holdon-radius-2xl:1.5rem;--holdon-radius-full:9999px;--holdon-shadow-sm:0 1px 2px 0 #0000000d;--holdon-shadow-md:0 4px 6px -1px #0000001a;--holdon-shadow-lg:0 10px 15px -3px #0000001a;--holdon-shadow-xl:0 20px 25px -5px #0000001a;--holdon-shadow-button:0 1px 4px #0009;--holdon-shadow-button-hover:0 4px 12px #0000004d;--holdon-transition-fast:0.2s ease;--holdon-transition-base:0.3s ease;--holdon-transition-slow:0.6s ease;--holdon-transition-cubic:cubic-bezier(0.37,0,0.63,1)}.holdon-module{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-family:"Arial, Helvetica, sans-serif";font-family:var(--holdon-font-family);line-height:1.5;line-height:var(--holdon-line-height-base)}.holdon-module *,.holdon-module :after,.holdon-module :before{box-sizing:border-box}.holdon-container{margin:0 auto;max-width:1280px;padding:0 1.5rem;padding:0 var(--holdon-spacing-lg);width:100%}.holdon-grid{grid-gap:1.5rem;grid-gap:var(--holdon-spacing-lg);display:grid;gap:1.5rem;gap:var(--holdon-spacing-lg)}.holdon-flex{align-items:center}.holdon-flex,.holdon-stack{display:flex;gap:1rem;gap:var(--holdon-spacing-md)}.holdon-stack{flex-direction:column}.holdon-heading-xl{font-size:3rem}.holdon-heading-lg,.holdon-heading-xl{color:var(--holdon-text-primary);font-weight:700;line-height:1.2}.holdon-heading-lg{font-size:2.25rem}.holdon-heading-md{font-size:1.875rem;line-height:1.3}.holdon-heading-md,.holdon-heading-sm{color:var(--holdon-text-primary);font-weight:600}.holdon-heading-sm{font-size:1.5rem;line-height:1.4}.holdon-text-body{font-size:1rem}.holdon-text-body,.holdon-text-sm{color:var(--holdon-text-secondary);line-height:1.75;line-height:var(--holdon-line-height-tall)}.holdon-text-sm{font-size:.875rem}.holdon-text-xs{color:var(--holdon-text-secondary);font-size:.75rem;line-height:1.5;line-height:var(--holdon-line-height-base)}.holdon-gradient-dark{background:linear-gradient(180deg,#1a1a1a,#0f0f0f)}.holdon-gradient-dark-teal{background:linear-gradient(135deg,#1a202c,#2c7a7b)}.holdon-gradient-teal{background:linear-gradient(135deg,#4fd1c5,#38b2ac)}.holdon-gradient-teal-dark{background:linear-gradient(135deg,#38b2ac,#2c7a7b)}.holdon-gradient-gold,.holdon-gradient-gold-textured{background:linear-gradient(180deg,#e5c158,#d4af37)}.holdon-gradient-gold-textured{background-image:linear-gradient(180deg,#e5c158,#d4af37),repeating-linear-gradient(45deg,#0000,#0000 10px,#00000008 0,#00000008 20px)}.holdon-gradient-card-dark{background:linear-gradient(to bottom right,#2d3748,#1a202c)}.holdon-gradient-card-teal{background:linear-gradient(to bottom right,#4fd1c5,#38b2ac)}.holdon-card{background:#2d3748;background:var(--holdon-bg-charcoal);border:none;border-radius:1rem;border-radius:var(--holdon-radius-xl);box-shadow:0 4px 20px #00000080,0 0 0 1px #4fd1c51a;padding:2rem;padding:var(--holdon-spacing-xl);transition:all .3s ease;transition:all var(--holdon-transition-base)}.holdon-card:hover{box-shadow:0 8px 30px #4fd1c533,0 0 0 1px #4fd1c54d;transform:translateY(-4px)}.holdon-card-light{background:#fff;border:none;box-shadow:0 4px 20px #00000014,0 0 0 1px #0000000d}.holdon-card-light:hover{box-shadow:0 8px 30px #0000001f,0 0 0 1px #00000014}.holdon-card-interactive{cursor:pointer}.holdon-card-bordered{position:relative}.holdon-card-bordered:before{background:linear-gradient(90deg,#0000,#4fd1c5 50%,#0000);background:linear-gradient(90deg,#0000 0,var(--holdon-primary-teal) 50%,#0000 100%);border-radius:0 0 50% 50%;content:"";height:4px;left:50%;opacity:.6;position:absolute;top:0;transform:translateX(-50%);width:60%}.holdon-card-bordered-gold{position:relative}.holdon-card-bordered-gold:before{background:linear-gradient(90deg,#0000,#d4af37 50%,#0000);background:linear-gradient(90deg,#0000 0,var(--holdon-gold) 50%,#0000 100%);border-radius:0 0 50% 50%;content:"";height:4px;left:50%;opacity:.6;position:absolute;top:0;transform:translateX(-50%);width:60%}.holdon-button{align-items:center;border:none;border-radius:9999px;border-radius:var(--holdon-radius-full);box-shadow:0 1px 4px #0009;box-shadow:var(--holdon-shadow-button);cursor:pointer;display:inline-flex;font-size:1rem;font-weight:500;justify-content:center;padding:.75rem 2rem;transition:all .2s ease;transition:all var(--holdon-transition-fast)}.holdon-button-primary{background:#4fd1c5;background:var(--holdon-primary-teal);color:#0f0f0f;color:var(--holdon-bg-darker);font-weight:600}.holdon-button-primary:hover{background:#81e6d9;background:var(--holdon-primary-teal-light);box-shadow:0 8px 20px #4fd1c566;transform:translateY(-2px)}.holdon-button-gold{background:#d4af37;background:var(--holdon-gold);color:#0f0f0f;color:var(--holdon-bg-darker);font-weight:600}.holdon-button-gold:hover{background:#e5c158;background:var(--holdon-gold-light);box-shadow:0 8px 20px #d4af3766;transform:translateY(-2px)}.holdon-button-outline{background:#0000;border:2px solid #4fd1c5;border:2px solid var(--holdon-primary-teal);box-shadow:none;color:#4fd1c5;color:var(--holdon-primary-teal)}.holdon-button-outline:hover{background:#4fd1c51a;box-shadow:0 4px 12px #4fd1c54d;transform:translateY(-2px)}.holdon-button-outline-light{background:#0000;border:2px solid #fff;border:2px solid var(--holdon-text-light);box-shadow:none;color:#fff;color:var(--holdon-text-light)}.holdon-button-outline-light:hover{background:#ffffff1a;box-shadow:0 4px 12px #fff3;transform:translateY(-2px)}.holdon-badge{background:#4fd1c526;border:1px solid #4fd1c54d;border-radius:9999px;border-radius:var(--holdon-radius-full);color:#81e6d9;color:var(--holdon-primary-teal-light);display:inline-block;font-size:.875rem;font-weight:500;padding:.25rem .75rem}.holdon-badge-gold{background:#d4af3726;border:1px solid #d4af374d;color:#e5c158;color:var(--holdon-gold-light)}.holdon-badge-light{background:#ffffff26;border:1px solid #ffffff4d;color:#fff}@keyframes holdon-fade-in{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}@keyframes holdon-fade-in-up{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}@keyframes holdon-slide-in-right{0%{opacity:0;transform:translateX(-20px)}to{opacity:1;transform:translateX(0)}}@keyframes holdon-scale-in{0%{opacity:0;transform:scale(.95)}to{opacity:1;transform:scale(1)}}@keyframes holdon-spin{0%{transform:rotate(0deg)}to{transform:rotate(1turn)}}.holdon-animate-fade-in{animation:holdon-fade-in .6s cubic-bezier(.37,0,.63,1) forwards;animation:holdon-fade-in .6s var(--holdon-transition-cubic) forwards}.holdon-animate-fade-in-up{animation:holdon-fade-in-up .8s cubic-bezier(.37,0,.63,1) forwards;animation:holdon-fade-in-up .8s var(--holdon-transition-cubic) forwards}.holdon-animate-slide-in{animation:holdon-slide-in-right .6s cubic-bezier(.37,0,.63,1) forwards;animation:holdon-slide-in-right .6s var(--holdon-transition-cubic) forwards}.holdon-animate-scale-in{animation:holdon-scale-in .4s cubic-bezier(.37,0,.63,1) forwards;animation:holdon-scale-in .4s var(--holdon-transition-cubic) forwards}.holdon-input,.holdon-textarea{background:#a67c520d;border:1px solid #a67c5233;border-radius:.5rem;border-radius:var(--holdon-radius-md);font-size:1rem;padding:.75rem 1rem;transition:all .2s ease;transition:all var(--holdon-transition-fast);width:100%}.holdon-input:hover,.holdon-textarea:hover{border-color:var(--holdon-primary-brown)}.holdon-input:focus,.holdon-textarea:focus{border-color:var(--holdon-primary-brown);box-shadow:0 0 0 1px var(--holdon-primary-brown);outline:none}.holdon-textarea{min-height:150px;resize:vertical}.holdon-checkbox,.holdon-radio{accent-color:var(--holdon-primary-brown)}.holdon-decorator-circle{border-radius:50%;pointer-events:none;position:absolute}.holdon-decorator-circle-lg{background:#4fd1c50d;height:600px;width:600px}.holdon-decorator-circle-md{background:#4fd1c508;height:400px;width:400px}.holdon-wavy-divider{background:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1200 120' preserveAspectRatio='none'%3E%3Cpath d='M0 0c150 100 350 0 600 50s450-50 600 0v70H0Z'/%3E%3C/svg%3E") repeat-x bottom;background-size:1200px 60px;height:60px;margin:0;padding:0;position:relative;width:100%}.holdon-wavy-divider-top{transform:rotate(180deg)}.holdon-divider{height:40px;margin:1.5rem 0;margin:var(--holdon-spacing-lg) 0;opacity:.15;position:relative;width:100%}.holdon-divider:after{background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1200 60' preserveAspectRatio='none'%3E%3Cpath d='M0 30c300 20 600-20 900 0 150 15 300-10 300 0v30H0Z' fill='%234FD1C5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-size:100% 100%;content:"";height:100%;position:absolute;width:100%}.holdon-bullet-point{background:#4fd1c5;background:var(--holdon-primary-teal);border-radius:50%;flex-shrink:0;height:8px;width:8px}.holdon-text-center{text-align:center}.holdon-text-white{color:#fff}.holdon-opacity-95{opacity:.95}.holdon-overflow-hidden{overflow:hidden}.holdon-relative{position:relative}.holdon-z-1{z-index:1}.holdon-w-full{width:100%}.holdon-h-full{height:100%}.holdon-min-h-screen{min-height:100vh}.holdon-shadow-lg{box-shadow:0 10px 15px -3px #0000001a;box-shadow:var(--holdon-shadow-lg)}.holdon-shadow-xl{box-shadow:0 20px 25px -5px #0000001a;box-shadow:var(--holdon-shadow-xl)}@media (max-width:768px){.holdon-container{padding:0 1rem;padding:0 var(--holdon-spacing-md)}.holdon-heading-xl{font-size:2rem}.holdon-heading-lg{font-size:1.75rem}.holdon-heading-md{font-size:1.5rem}.holdon-grid{grid-template-columns:1fr}.holdon-decorator-circle-lg{height:300px;width:300px}.holdon-decorator-circle-md{height:200px;width:200px}}@media (min-width:769px) and (max-width:1024px){.holdon-grid-md-2{grid-template-columns:repeat(2,1fr)}}@media (min-width:1025px){.holdon-grid-lg-3{grid-template-columns:repeat(3,1fr)}.holdon-grid-lg-2{grid-template-columns:repeat(2,1fr)}}.holdon-button:focus-visible,.holdon-input:focus-visible,.holdon-textarea:focus-visible{outline:2px solid var(--holdon-primary-brown);outline-offset:2px}.holdon-sr-only{clip:rect(0,0,0,0);border-width:0;height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;white-space:nowrap;width:1px}.holdon-spinner{animation:holdon-spin .8s linear infinite;border:4px solid #a67c5233;border-radius:50%;border-top:4px solid var(--holdon-primary-brown);display:inline-block;height:40px;width:40px}.holdon-skeleton{animation:holdon-skeleton-pulse 1.5s ease-in-out infinite;background:linear-gradient(90deg,#a67c520d,#a67c521a 50%,#a67c520d);background-size:200% 100%}@keyframes holdon-skeleton-pulse{0%{background-position:200% 0}to{background-position:-200% 0}}.holdon-module ::-webkit-scrollbar{height:8px;width:8px}.holdon-module ::-webkit-scrollbar-track{background:#a67c520d}.holdon-module ::-webkit-scrollbar-thumb{background:#a67c524d;border-radius:9999px;border-radius:var(--holdon-radius-full)}.holdon-module ::-webkit-scrollbar-thumb:hover{background:#a67c5280}@media print{.holdon-button,.holdon-no-print{display:none}.holdon-card{border:1px solid #ccc;box-shadow:none}.holdon-gradient-blue,.holdon-gradient-brown,.holdon-gradient-warm{background:#fff;color:#000}}